2026 UPTE Healthcare Rates & Savings
UPTE is the first union to defeat UC’s attempt to claw back union protections on premium rates for Blue & Gold and Kaiser plans, which historically have had $25 annual caps on monthly premium increases. Below are UPTE’s 2026 healthcare rates, with savings of up to $230/month over non-union rates, based on our Tentative Agreement reached with UC on November 8, 2025.
| UPTE 2026 Monthly Healthcare Premiums | Self | Self + Child(ren) | Self + Adult | Family | |
|---|---|---|---|---|---|
| Pay Band 1 (Full-time salary rate of $73,000 or less) |
Blue & Gold | $67 | $119 | $183 | $228 |
| Kaiser | $45 | $79 | $107 | $134 | |
| Pay Band 2 (Full-time salary rate of $73,001 - $145,000) |
Blue & Gold | $138 | $241 | $317 | $410 |
| Kaiser | $103 | $176 | $212 | $277 | |
| Pay Band 3 (Full-time salary rate of $145,0001 - $217,000) |
Blue & Gold | $205 | $343 | $439 | $572 |
| Kaiser | $156 | $255 | $307 | $400 | |
| Pay Band 4 (Full-time salary rate of $217,001 or more) |
Blue & Gold | $251 | $423 | $548 | $690 |
| Kaiser | $189 | $311 | $389 | $480 | |
(UC Davis has a pilot program where Blue & Gold rates are reduced to the same rates as Kaiser for all staff. At UC Davis, UPTE Blue & Gold rates will match UPTE Kaiser rates, as they have in the past.)
| UPTE 2027 Maximum* Monthly Healthcare Premiums | Self | Self + Child(ren) | Self + Adult | Family | |
|---|---|---|---|---|---|
| Pay Band 1 | Blue & Gold | $75 | $134 | $215 | $267 |
| Kaiser | $53 | $95 | $141 | $176 | |
| Pay Band 2 | Blue & Gold | $148 | $258 | $354 | $456 |
| Kaiser | $113 | $196 | $252 | $328 | |
| Pay Band 3 | Blue & Gold | $216 | $367 | $482 | $627 |
| Kaiser | $169 | $282 | $355 | $462 | |
| Pay Band 4 |
Blue & Gold | $267 | $454 | $598 | $759 |
| Kaiser | $207 | $346 | $445 | $556 | |
| UPTE 2028 Maximum* Monthly Healthcare Premiums | Self | Self + Child(ren) | Self + Adult | Family | |
|---|---|---|---|---|---|
| Pay Band 1 | Blue & Gold | $83 | $148 | $247 | $307 |
| Kaiser | $63 | $112 | $177 | $221 | |
| Pay Band 2 | Blue & Gold | $158 | $277 | $392 | $504 |
| Kaiser | $125 | $218 | $295 | $381 | |
| Pay Band 3 | Blue & Gold | $229 | $391 | $526 | $684 |
| Kaiser | $183 | $310 | $405 | $526 | |
| Pay Band 4 |
Blue & Gold | $283 | $487 | $650 | $830 |
| Kaiser | $226 | $384 | $504 | $637 | |
*Increases to premiums in 2027 and 2028 are limited by actual increases to each non-union rate (e.g. Pay Band 1 Family or Pay Band 3 Employee) in each year.
These maximums would only be the actual rates for 2027 and 2028 in the case that each of the 16 respective Blue & Gold rates increased by more than 5% and each of the respective 16 Kaiser rates increased by more than 7.5% in both 2027 and 2028.